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Check with purchase
In short, there are a number of things that need to be checked carefully when you buy a house in Italy, and that applies to all of Italy. In addition, you can do additional research if you think it is important to do before you make your offer.
When buying a home, we check:
If things are not in order here (legal or the condition of the house), or if you want to make changes to the house (renovation) or the grounds (split off), we can see whether certain plans are feasible or not and what impact that has. This also shows whether additional additional legal or construction-technical research is needed or whether additional work is required.
Caparra – the deposit
In Italy it is customary to work with a Caparra. A Caparra Confirmatoria is a down payment on the purchase price, which you submit at the same time as you make the offer. The Caparra is between 10% and 20% of the proposed purchase offer, and serves as a reassurance to sellers that you are serious. They sell the house in the meantime, between bid (which then becomes a preliminary purchase contact) and the handover at the notary, then not to anyone else. The money received often pays for preparatory work for the notarial deed. If the offer made is accepted, the caparra is immediately collected by the seller, or it is agreed that it will be deposited into the third-party account of the notary. However, third-party notary accounts are still rare in Italy and many sellers are certainly not used to third-party accounts and prefer the check or bank transfer. If the offer is not accepted, you will receive your check or deposit back. Never just transfer money but always consult with your purchasing consultant !!
If the offer has been accepted, and for whatever reason no notarial deed takes place within the set term, then the person whose debt is that has lost his money…. In other words, you make an offer, which is accepted (and converted into a provisional purchase contract), but later decide not to buy the house anyway: then you will lose your down payment. And vice versa: if the homeowner decides not to sell the house, he must pay back your down payment PLUS the same amount again as compensation. And here it is also important that you purchase with professional purchase guidance, because your purchase consultant has already ensured that the home owner CANNOT resell the house to someone else, even if he happens to receive a higher offer from the market…. So you continue to be entitled to the house you have bought
The offer: proposta d’acquisto en preliminare
The offer is a legally binding document and therefore due attention should be paid to it, for the protection of both the seller and the buyer.
We still see that many foreigners sign a bid in good faith to buy a house in Italy, which the Italian selling real estate agent has prepared for them. There is nothing wrong with that, but it is quite common that this offer includes a statement that you accept the house in the state as it is now. Of course with a price and if you are lucky there is also a delivery period (but unfortunately that is not always the case). The sales broker then explains to you: “yes, you accept the house as it is now, it will be delivered as you see it now, so the owner will not make any adjustments to it.” That, of course, sounds very logical. But what this actually means is that you accept the house in the state of construction, municipal state, cadastral state, legal state, tax state, and state including any debts and liabilities still on the house. It is not uncommon for you to get unpleasant surprises after the purchase …
Abruzzo Casa Italy provides a thorough analysis of the house you want to buy. Keep in mind that still about 80% of the houses in Italy do not fully comply with all standards and regulations, which is sometimes bad and sometimes not and repairable. Abruzzo Casa Italy draws up a solid contract, clearly stating that the owners declare that the house is in order (or indicate on which points the house is not in order, if they are not show-stoppers for a notarial transfer), so that buyers know exactly what they do and do not buy…. It may be that things have to be adjusted, it may be that there are risks to a house and it may also be that you want to accept those risks …
In any case you will know what you are buying, you take your risks consciously, and you will not be faced with unexpected unpleasant surprises afterwards!
Other services with purchase guidance
Of course we will provide you with the ‘codice fiscale’ (Italian tax number) if you buy a house in Italy. On request, we can also carry out the preparatory work for opening a bank account. Actually opening a bank account is often more convenient to do after the transfer. We may also authorize people to sign the deed on your behalf in case you cannot be at the transfer yourself, if you cannot come to sign the purchase contact. And of course it is possible to have a translator present when signing the deed or to receive and sign the deed in English.
We also ensure that water, electricity and gas are transferred to your name on request. Or we help with telephone and internet requests. We can also install new internet with a partner if a standard cable is not (yet) available. There are various solutions for this (varying from satellite to hooking up to various transmission towers). Our partner indicates which internet speed and range is possible at your location. It is also possible to connect television and telephone, or if you prefer to receive television via the antenna. There are various providers who provide international television via a dish connection in Italy (e.g. Sky Channel). It seems so simple, but how do you get through the ten-way telephone menu if you don’t speak the language? Your purchase advisor also helps here